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The RBI’s ‘operation twist’ – A sign of bigger measures to come, or a tweak to bandage the fiscal deficit?

If you’ve read financial dailies lately, it’s unlikely you’ve missed the term ’operation twist’, describing the RBI’s recent announcement that it will buy long-term Indian government bonds while selling short-term Indian government bonds through special open-market operations. A little trivia While the RBI didn’t officially come up with this name, the move reminded market observers of a similar policy move adopted by the US Fed back in 1961 (and later in 2011, under Fed Chair Ben Bernanke),  dubbed ‘operation twist’, apparently inspired by American songwriter Chubby Checker’s popular number, ‘The twist’. In the context, it may be tempting to imagine RBI Chairman Shaktikanta Das grooving to yesteryear-actor Mehmood’s ‘Aoo twist karein’ from the 1960s, but this ‘twist’ isn’t probably quite as entertaining. What this is all about and the story so far On 19 December 2019, the RBI announced that it would conduct special open-market operations, buying long-term government sec...
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What is smart beta, and how does it fit into the larger scheme of things?

Keeping pace with terminology in the world of investing can be daunting for most investors, so before we dive right in, let’s spare a few moments to grasp the backdrop and context that have led to the emergence of the term ‘smart beta’, after a quick look at what it is. In a nutshell, smart beta sits at the intersection of active and passive investing. While active investing is an ideology that advocates cherry picking and monitoring investments, passive investing most commonly involves investing in a portfolio of securities that replicates an index, without trying to take advantage of ‘mispricing’. For those unfamiliar with these terms, the following sections should help. The reality of active investing – it’s a mixed bag While both – active and passive – approaches have their merits, they also have drawbacks, and to understand this in a bit more detail, let’s start with active investing, the older and more traditional style of investing, with a focu...

A Garage Sale In The Indian Stock Market! Time To Go Shopping Yet?

Some of us (investors) have lost our pants, and some of us have lost our socks, but all of us have lost something this week, betting on stocks. Some stocks have fallen by 50-60%, maybe more, but even the best of the best have fallen a fair bit from their 12-month highs. So, is it time to go shopping yet? Everybody loves a discount sale... A little under a fortnight ago, this felt like one of those annual online shopping sales. Stocks were available at a discount to their 52 week highs, and while benchmark indices, the NSE Nifty 50 (Nifty) and S&P BSE Sensex (Sensex), hadn't corrected by all that much, several individual names were looking fairly attractive. Even the likes of HDFC and HDFC Bank were available at ~10% lower than they were earlier in the year -- an offer I'd grab almost any time of the year. Let's throw in some data here. Here's how things looked as on the 19th of September 2018. The broader market was even more battered, with the NSE Midca...

Investment Strategy -- Large Cap Stocks -- Multibaggers Are For Everyone!

It's not uncommon for retail investors to feel left out of a discussion on multibagger stocks -- but that doesn't have to be the case. In reality, investing is simpler than many would think. Most investors feel compelled to discover "hidden gems" in their pursuit of the often illusive and elusive multibagger. However, investing -- much like every other aspect of life -- is as much (if not more) about doing the simple things right as it is about finding obscure names that are virtually unheard of. And as it turns out, chasing the obvious is often a great starting point. Not so little basics -- don't underestimate the obvious A lot of us don't associate large cap stocks with great investment ideas, largely due to the perception that large caps generate limited gains, at least when compared to lesser-known small companies. While that may be true, it does't mean that large caps don't generate impressive or sizeable returns -- and there are several exam...